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Rates
Rates
Our installment loans offer flexible repayment options, allowing you to borrow with confidence and pay back over time in manageable, scheduled payments.
Loan Amount
The minimum initial amount is $300.00
The maximum loan amount will be $2,500.00
Cost of Your Loan
The total payments due, including principal, interest, and any fees, will be disclosed on your loan agreement. The payment schedule on your loan agreement will include the number of payments, payment amounts, and payment dates for the duration of the loan. For details on the specific fees of your loan, please see your loan agreement. Late fees and non-sufficient funds / returned item fees may apply as described in your loan agreement. An example of the total payments charged for a loan is provided in the table below. To minimize the cost of your loan, we strongly recommend that you pay your loan in full or make additional payments as soon as you can. There are NEVER penalties for early payoff!
Payment Schedules

Your full payment schedule will be included in your loan agreement. You can reduce the total cost of your loan by paying off your loan prior to your last due date on your payment schedule or by making additional payments on or between your payment due dates. You control how soon you wish to pay your loan off. There will not be any prepayment penalties.

Below is a sample payment schedule for a $500 loan with biweekly payments. Please note that your APR may vary based upon your total loan duration and amount funded. Remember that the sooner you pay back your loan, the less your total loan cost will be. If you are interested in paying your loan off soon and reducing the total cost of your loan, please ask a Customer Service Representative.

Loan amount Number of Payments Total Finance Changes Total Principal Payments Total Payments Annual Percentage Rate(APR)
$500.00 21 $1,739.71 $500.00 $2,239.71 550%
Payment# Payment Due Date Amount
1 01/12/2025 $52.74
2 02/12/2025 $109.60
3 03/12/2025 $109.60
4 04/12/2025 $109.60
5 05/12/2025 $109.60
6 06/12/2025 $109.60
7 07/12/2025 $109.60
8 08/12/2025 $109.60
9 09/12/2025 $109.60
10 10/12/2025 $109.60
11 11/12/2025 $109.60
12 12/12/2025 $109.60
13 01/12/2026 $109.60
14 02/12/2026 $109.60
15 03/12/2026 $109.60
16 04/12/2026 $109.60
17 05/12/2026 $109.60
18 06/12/2026 $109.60
19 07/12/2026 $109.60
20 08/12/2026 $109.60
21 09/12/2026 $104.57
Funding Timeframes
Applications processed and approved by 2:00pm CT time will typically be funded as soon as the same business day. Business days are Monday-Fridays excluding banking holidays.
Late / NSF Fees
If a payment is not made by your due date, you may be subject to additional fees. If a payment is returned because there are insufficient funds on deposit, or your payment is dishonored by your financial institution for any reason, then Bucks Lending reserves the right to assess an NSF fee of up to $15. If any payment is late by more than five days after the due date, then Bucks Lending reserves the right to assess an additional late fee of up to 10% of the payment amount missed.