What is an installment loan?

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Bucks Lending LLC is a sovereign enterprise, a wholly-owned and controlled economic development arm and instrumentality of the Tonto Apache Tribe, a federally-recognized sovereign American Indian Tribe (the “Tribe”). This means that Bucks Lending LLC’s loan products are provided by a sovereign government, and any profits of the company will be used for governmental services for citizens of the Tribe. Additionally, Bucks Lending LLC is not subject to suit or service of process due to its sovereign immunity, and is thus regulated by the Tribe itself. If you do business with Bucks Lending LLC, your potential forums for dispute resolution will be limited to those available under Tribal law and what is detailed in your loan agreement. Available forums include, but not limited to, an informal but affordable and efficient Tribal dispute resolution or individual arbitration before a neutral arbitrator. Notwithstanding the prior, Bucks Lending LLC is not subject to suit or service of process. Neither Bucks Lending LLC nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this website. If you are not comfortable doing business with a sovereign instrumentality that cannot be sued in court, you should discontinue use of this website or any products offered by Bucks Lending LLC.

Bucks Lending LLC dba Bucks Lending funds signature and installment loans to residents of the following states: Alabama, California, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, South Dakota, Tennessee, Texas, Utah, Washington, Wisconsin, and Wyoming.

Bucks Lending LLC dba Bucks Lending does not lend to residents of Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Florida, Hawaii, Illinois, Maine, Massachusetts, Maryland, Minnesota, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, Vermont, Virginia, West Virginia, the U.S. Virgin Islands. Availability of installment loans is subject to change at any time at the sole discretion of Bucks Lending LLC dba Bucks Lending.

Minimum loan amount is $300.Maximum loan amount is $1,500 for first-time customers.Maximum loan amount is $2,500 for returning customers. (Conditions may Apply)

This is a term installment loan with approximate equal payments, but you have the right to pre-pay at any time penalty free.

This is an expensive form of borrowing. Bucks Lending LLC dba Bucks Lending’s loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution.

You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Data X and we may pull your credit in order to determine your eligibility and ability to repay. We suggest that you not apply for loans on multiple websites to lessen the potential for an impact to your credit score.

To protect both you and us, we use services provided by a third-party to help decide whether to accept transactions from personal computers, mobile phones, or other devices. The third-party service checks whether these devices have been identified with fraudulent or abusive transactions in the past, such as reported instances of identity theft, account takeovers, or malware attacks. For this purpose, a cookie file, flash storage token, or other code file may be placed on your device to identify it in the future when you visit our website or connect with our applications. On connection with our site or service, we will transmit that device identification code to the third-party’s server, along with data concerning certain technical attributes of your device such as the model, operating system, and browser version, as well as the IP address, all of which are used to confirm device identification. The third-party’s server returns a response recommending that transactions be accepted or denied, according to settings we have selected. If you set your browser or device to reject these cookies or tokens, you may not be able to conclude some transactions through our website or application. If your requested transaction is declined, or if you have questions about our use of a “device reputation” service, please contact Customer Service at customerservice@buckslending.com.

By submitting this form, you are giving your expressed written consent for Bucks Lending LLC dba Bucks Lending's network of lenders to contact you regarding financial programs and services using email, telephone or text, including use of automated technology, or calls or text to the number you provided herein. This consent is not required to purchase goods or services.

COLLECTION AND USE OF BANK ACCOUNT INFORMATION:

If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.**

* Once we receive your application, a customer service representative may reach out to you to verify your information. If your loan is approved by 2:00pm CT time it will typically be funded as soon as the same business day. Business days are Monday-Fridays excluding banking holidays.

**For underwriting and verification purposes only. We always obtain prior or separate customer authorization when trying to obtain additional consumer bank account information as a potential payment option.